Members area - Vision Property Investment

Skip to content

What We do
About Us
FAQ’s
Resources
Contact

Selected Property Evaluation

📂 Load

1. Client

2. Property

3. Cashflow

4. Expenses

5. Comparables

6. Suburb

7. Builder

8. Compliance

Cover Hero Image Page 1 — Front cover

This is the big photo on the front cover of the report. Drop in a lifestyle / property / architectural image. If empty, the cover falls back to Property Image 1, then to a default architect / blueprint image.

Client Info Cover

Primary client name

Co-purchaser name — shown when joint purchaser is enabled below

Client title

Address

Email

Advisor Saved

Your advisor details are saved in this browser and stay filled in across reports — even after you Clear All. Reset advisor info

Advisor name

Company

Phone

Email

Report date — defaults to today, edit if needed

Income & Tax Position Drives cashflow

Annual gross salary for each client. Used to calculate the marginal tax rate and the after-tax cashflow on the property — no need to estimate a "marginal rate" by hand. ATO 2024-25 brackets are applied automatically.

Client 1 (primary borrower)

Name — auto-fills from Client Info above

Annual gross salary ($)

Include 2% Medicare Levy

Add Client 2 (joint purchaser)

Client 2 (joint purchaser)

Name — auto-fills from Client Info

Annual gross salary ($)

Include 2% Medicare Levy

Ownership Split

Client 1 ownership (%)

Client 2 ownership (%)

Financial Profile Page 4

Property assets, liabilities, other assets and loans. Used on the Financial Profile page.

Property assets

Other assets

Credit cards

Other loans

✨ Listing Importer — auto-fill from realestate.com.au, Domain, etc.

Add your Anthropic API key to enable the importer.

Most reliable. On the listing page, press Ctrl/Cmd + A then Ctrl/Cmd + C, paste below, then click Extract. Claude will pull out address, beds/baths/cars, price, rent, description, and the suburb.

Take a screenshot of the listing (Cmd/Win+Shift+S) and drop it here. Claude will read the image to extract details.

📸

Drop a listing screenshot

PNG, JPG — or click to browse

Paste a listing URL — we'll try to fetch it through a public proxy. Often blocked on realestate.com.au and Domain due to bot detection. If that happens, switch to the Paste or Screenshot mode.

Selected Property Page 5

Fill in the property details below. Images can be dragged and dropped in the next section.

Property address

Suburb, State

Postcode

Short description — one-line summary used in headers

Property information — full narrative shown on the Selected Property page (auto-fills from listing imports)

Beds

Baths

Cars

Building size (sqm) — internal floor area, optional

Land size (sqm) — optional

Purchase price ($)

Weekly rent ($)

State (for stamp duty)

Property type

🏗️ This is a House & Land / Construction package Tick this only when building new. Adds the Builder Profile, Construction Timeline and Funds Flow pages to the report. Leave unticked for completed properties — those pages will be hidden entirely.

Property Images

Drag & drop image files from your computer — or click to browse. You can also paste a URL via the "Use URL instead" link.

Image 1 — Exterior / Hero

Image 2 — Kitchen / Interior

Image 3 — Living

Floor Plan

Loan & Growth Assumptions Pages 8-9 Saved

Loan structure and growth rates. Annual expenses come from the Expenses tab. Tax rate is calculated automatically from each client's salary on the Client tab. LVR, rate, vacancy and growth rates are saved as your defaults for the next report — Reset defaults

LVR (%)

Offset balance ($)

Base interest rate (%)

Vacancy (%)

Rental growth p.a. (%)

Capital growth p.a. (%)

5-year equity gain ($) — leave blank to auto-calc from capital growth

Capitalise acquisition costs into the loan — when ticked, stamp duty + fees are added to the loan principal for cashflow analysis (so the borrower funds the acquisition costs through the loan instead of out of pocket). Saved as your default.

Acquisition Costs Page 7

Stamp duty is calculated based on state and purchase price using current AU stamp duty schedules. Click Calculate to populate, or override any value manually.

Stamp duty ($)

Transfer registration ($)

Mortgage registration ($)

Loan establishment ($)

Conveyancing ($)

Building & pest ($)

Buyers agency fee ($)

Other costs ($)

Include Buyers Agency Fee in the report — when unticked, the fee is excluded from the acquisition costs summary and the cashflow analysis. Tick this if the client is paying a buyers agent and you want it shown.

Sensitivity Commentary

Summary notes (optional)

Annual Holding Costs Pages 8-9 Saved

Itemised annual property expenses. These flow into the cashflow calculations on the Sensitivity pages. All fields except Body Corporate are saved as defaults for the next report (Body Corp varies too much by property to default safely) — Reset defaults

Body Corporate ($/yr)

Accountancy ($/yr)

Council Rates ($/yr)

Insurance ($/yr)

Water Rates / Usage ($/yr)

Maintenance ($/yr)

Land Tax ($/yr)

Contingency ($/yr)

Property Management

Agency rate (% of rent)

Letting fee (weeks of rent)

Depreciation

First-year deductible depreciation. Newer properties typically generate $6,000–$12,000 in combined building + fittings depreciation. Recommend a quantity surveyor's report for ATO lodgement.

▶ Depreciation Estimator

Estimate building & fittings depreciation — auto-fills the fields below

Property type

Standard of finish

Nearest city

Purchase price ($) — auto-syncs from Property tab

$

ATO purchase regime

Approximate build year 2018

19601975199020052025

Building depreciation (Div 43 /yr)—

Plant & equipment yr 1 (Div 40)—

Plant & equipment yr 2+ (Div 40)—

Total deduction yr 1—

✓ Depreciation figures applied — Building (Div 43) and Fittings (Div 40) updated below.

Building (Div 43) ($/yr)

Fittings (Div 40) ($/yr)

✨ Add Comparable from Listing

Add your Anthropic API key to enable the importer.

Paste a sold listing (realestate.com.au, Domain, agent's report) and Claude will parse out address, beds/baths/cars, sale price, sold date, and land size, then add it as a new comparable below. Tick the rating when added.
Your first paste replaces any existing comparables and becomes #1. The next paste becomes #2, then #3, and so on.

Rating (applied to the imported comparable)

Comparable Sales Page 11

Add 3 recent comparable sales for the report. Rating: Superior / Comparable / Inferior.

✨ AI Auto-fill — Suburb Profile

Add your Anthropic API key to enable AI auto-fill.

Use web search to fill any fields not in the PDF / for current market data (recommended)

📄

Drop a suburb / property report PDF here

or click to browse — CoreLogic, SQM, Domain, your own notes, anything

Claude reads the PDF first, then searches the web for any fields the PDF doesn't cover (population growth, demographics, etc.). Always review the output before using — especially market figures.

Claude will build a full suburb profile from public data. Always verify market figures against authoritative sources.

Suburb Overview Page 1 — Cover

Top-line identity of the suburb. Used on the cover page of the Suburb Profile section. Suburb name, state, and postcode auto-fill from the Property tab — you only need to type them once.

Suburb name

State

Postcode

Population

Local Government Area

Distance to CBD

Location overview narrative

Cover hero image (optional)

Property Location Page 2

Map or aerial view of the subject property and its immediate surrounds.

Subject property address — auto-fills from Property tab

Location map / aerial image

Location notes — site-specific commentary about the subject property's location

Demographics & Community Page 3

Population growth

Median age

Median household income

Average household size

Dominant household type

Owner-occupied %

Rented %

Community profile narrative

Top industries

Employment & economy narrative

Property Market Analysis Page 4

Houses

Median price

Weekly rent

Gross yield

1yr growth

3yr growth

5yr growth

10yr growth

Days on market

Units

Median price

Weekly rent

Gross yield

1yr growth

3yr growth

5yr growth

10yr growth

Days on market

Market indicators

Vacancy rate

Stock on market

Auction clearance

Rent growth YoY

Market commentary

Investment Scoring Page 5

Composite scores (out of 100)

Lower risk

Capital growth

Cashflow

Overall investment score

Projections & volatility

Projected annual ROI

Volatility (of 10)

Growth trend

Annual sales volume

Pricing by bedrooms

2BR price

2BR rent / yield

3BR price

3BR rent / yield

4BR price

4BR rent / yield

5BR price

5BR rent / yield

Scoring commentary

Market Dynamics Page 6

Supply

Inventory (months)

Stock on market %

Building approvals

Hold period

Demand

Search index

Search trend

Socio-economic & affordability

IRSAD score (of 10)

School rank (of 100)

Years to own

Units : houses ratio

Dynamics commentary

Infrastructure & Amenities Page 7

Each field becomes a card on page 7 (2×3 grid with small icons).

Education

Healthcare

Public transport

Shopping & retail

Recreation & lifestyle

Employment hubs

Investment Outlook Page 8

Future development & infrastructure

Investment verdict

Recommended property types

Target tenant profile

Strengths (one per line)

Risks & considerations (one per line)

Data sources

Builder Profile Construction only

These pages only show in the report if "This is a construction/H&L package" is ticked on the Property tab.

Builder name

Builder logo

License number

ABN

Years trading

Homes built

HIA / MBA member

Warranty

Builder blurb

Land / Package Details

Enter the land cost, build cost, and your expected build duration. The drawdown schedule and interest during construction are calculated automatically using industry-standard progress payment percentages.

Land price ($)

Build price ($)

Land size (sqm)

Build size (sqm)

Inclusions summary

Construction Timeline Calculator Auto

Standard 6-stage drawdown: Deposit 5% · Base 20% · Frame 15% · Enclosed 35% · Pre-Paint 15% · Practical Completion 10%. Stages are spread evenly across your expected build duration. Land settles upfront with a typical 80% LVR; build is drawn down progressively with interest accruing only on the drawn amount.

Expected build duration (months)

Construction loan rate (%) defaults to Cashflow rate

Expected handover (text — e.g. "Q3 2026")

Sign Off & Compliance Last page

Consultant fee

Validity period

Document ID

Additional notes

Compliance Documentation Checklist

Tick each item as it's completed. Status flows through to the rendered Sign Off page — items show as Completed when ticked, Pending when not.

Client identification and verification completed Comprehensive fact find and needs analysis conducted Risk assessment and capacity evaluation performed Product disclosure statements and warnings provided Property Investment Evaluation Plan (PIEP 2) prepared and reviewed Client consent and acknowledgment obtained

AI Auto-fill Settings

Your Anthropic API key is stored locally in your browser and never sent anywhere except directly to Anthropic. Get a key from console.anthropic.com.

Anthropic API key

Stored only in this browser's local storage — never uploaded to our servers.

Model

Working…

Property Investment Pathways

About Us

What We Do
About Us
FAQ's

Quick Links

Testimonials
Resources
Privacy Policy

Head Office

8 AM - 5 PM , Monday - Friday
L8, 60 York Street, Sydney NSW 2000
02 8395 3000

Newcastle

0434 427 007

Powered by Frontrowmedia.com.au

Property and Stock Agents, Licence 20176858 | Privacy Policy